Insurance for the Central Valley - CA Lic# 0596517

Insurance for the California Central Valley

Insurance Information

2021 Health Plan Compliance Deadlines

There are many reasons that employers offer employee benefits, most notable to attract and retain key employees.  Benefit offerings are regulated by several key government agencies, from the Internal Revenue Service to the Department of Labor, as well as state government entities.  If an employer offers a group health plan, employers must comply with numerous […]

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Forms 1095-B and 1095-C and what you need to know With the Affordable Care Act came various reporting requirements for both employers and employees that require most Americans to have health coverage.  For an employer to show that they provided coverage, if that employer was required to offer coverage and is considered an applicable large […]

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Why Earthquake Coverage is Important for Californians.

What’s an Earthquake? As California residents, we know earthquakes are a real and consistent threat. According to the U.S. Geological Service (USGS), an earthquake is caused by a sudden slip on a fault. Tectonic plates are always slowly moving, but during the movement they get stuck at their edges due to friction. The released stress […]

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Why Consider Flood Coverage – especially in 2020.

Winter is coming – which means stormy weather is coming too! Team WIS&G encourages you to consider purchasing flood insurance before the winter rainy season arrives.   Why? Here are a few details you should know about flood insurance: Almost all property insurance policies exclude flood.  Flood is considered an excess of water affecting two or more acres […]

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