Insurance for the California Central Valley
There are many reasons that employers offer employee benefits, most notable to attract and retain key employees. Benefit offerings are regulated by several key government agencies, from the Internal Revenue Service to the Department of Labor, as well as state government entities. If an employer offers a group health plan, employers must comply with numerous […]
Forms 1095-B and 1095-C and what you need to know With the Affordable Care Act came various reporting requirements for both employers and employees that require most Americans to have health coverage. For an employer to show that they provided coverage, if that employer was required to offer coverage and is considered an applicable large […]
What’s an Earthquake? As California residents, we know earthquakes are a real and consistent threat. According to the U.S. Geological Service (USGS), an earthquake is caused by a sudden slip on a fault. Tectonic plates are always slowly moving, but during the movement they get stuck at their edges due to friction. The released stress […]
Winter is coming – which means stormy weather is coming too! Team WIS&G encourages you to consider purchasing flood insurance before the winter rainy season arrives. Why? Here are a few details you should know about flood insurance: Almost all property insurance policies exclude flood. Flood is considered an excess of water affecting two or more acres […]
Holidays always sound nice in theory, right. With shopping expenses, family dynamics, traveling, different foods we don’t normally eat and unusual levels of alcohol consumption – it can be easy for stress to sneak in without us noticing. Even with social distancing protocols that will enter into plan during the 2020 holiday season, smaller gatherings […]
With the passing of Senate Bill 778 in August of 2019, California law now requires employers with 5 or more employees to provide workplace harassment training. Training requirements must be completed by January 1, 2021 (click to read more), or employers will face repercussions. Here are a few requirements: Businesses with 5 or more employees must provide […]
The month of November brings a variety of seasonal excitements – fall weather, Thanksgiving, Black Friday, and Cyber Monday. Who doesn’t love a good sale? Cyber Monday is the biggest online shopping holiday of the year with companies world-wide providing online sales and discounts to entice customers into making purchases. While we know screen time […]